Definition: The farm bureau insurance of North Carolina refers to a type of coverage that provides protection for farmers, ranchers, and other agricultural businesses in North Carolina. This type of insurance covers losses or damages caused by natural disasters such as floods, earthquakes, hurricanes, tornadoes, fires, and other natural events. Farmers are typically covered under this type of policy when they incur damage to their property due to an event that is considered a "natural occurrence" under the North Carolina Insurance Code. This includes any damage sustained from landslides, landslips, floods, earthquakes, hurricanes, tornadoes, fires, or similar natural events. The coverage provided by this insurance policy can also cover damages caused by human error or negligence of the farmer, as well as property damage due to theft or burglary. It is important for farmers and ranchers to ensure that they have appropriate insurance policies in place before any natural disaster occurs, so that they are protected from financial losses. In summary, the farm bureau insurance policy offered under North Carolina provides protection against certain types of natural disasters and human error or negligence, helping to mitigate the risk of financial loss due to such events.
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